Car Security Systems to Lower Your Insurance Premium


When you install a good security system on your motor vehicle, it will lower your car insurance premium. This is because a good security system will lower your car’s theft risk. If your car has a lower theft risk, your insurance company will know that it has less of a chance of getting stolen and thus they will not have to pay out often.

A good alarm system will alert you and any passersby to an attempted theft on your vehicle. Depending on the alarm system, it will have a range of sensors. Some alarm systems will only activate upon one of the car door’s being opened, whilst others have motion sensors around the vehicle. It is a good idea to have a car alarm system with its own battery backup, as sometimes the thieves will disconnect the car battery, which disables the alarm. If you have a backup power system, it will prevent this from being a possibility. Fortunately, you are able to choose the pitch and tone of most car alarm systems, this way you can differentiate your alarm from someone else’s. When a car alarm goes off, the sound will usually alarm the thieves and deter them. This is not always the case though.

An alarm system is good, but you have to think about what will happen if your alarm is not within earshot, or if the thieves are able to act quickly. Your internal security measures must also be effective. A gear lock is a great way of deterring potential car thieves. If you have a gear lock in place, the person will not be able to steal the car due to the fact that they cannot change the gears! This is a great way of stopping someone from stealing your motor vehicle. Unfortunately, if they have a metal cutter, you could have a problem, because then they can cut through your gear lock and use your car. This is why it is also good to have an anti-hijack installed in your vehicle. This device will immobilize your vehicle after a certain distance travelled without the correct button being pressed. Some people have this button on their keys, or it is hidden in the car. You can also get a certain type of immobilizer that will not allow your motor vehicle to be started without the keys at all.

In addition to the above mentioned car security measures, you can also install a car tracking system, should all else fail! This way, even if they do steal your vehicle, chances are good that you will be able to get it back! A car tracker system will use satellite technology to monitor your vehicle at all times. If your car is stolen the system will be able to track the exact location of your vehicle. An armed response force will then go to retrieve your motor vehicle.

You can also put tinting on your car windows. This makes it harder for thieves to see inside your motor vehicle and spot any valuables. It is imperative that you have a removable car radio, one which you can take with you when you get out your car, so as to not attract any unwanted break-ins. Tinting also prevents smash and grab attempts, where the thieves smash your windows at a stop light. Keep all your valuables in the boot, rather than on the seats whilst you are driving. The point is to attract as little attention to yourself as possible.


Source by Danny Aaron